Bagchi.in
Money back planning workspace

LIC Money Back planning, made easier.

Compare eligible LIC money back plans and estimate premium, GST, scheduled survival benefits, maturity payout and total estimated payout in one modern calculator.

LIC money back calculator

Calculate premium & benefits

Select a plan, enter age and Sum Assured, then choose the applicable term and Premium Paying Term.

LIVE CALCULATION
Select a plan first
Eligibility changes by plan.
Minimum ₹2,00,000; multiples of ₹25,000.
Note: These calculations are estimates based on the methodology contained in the supplied source. Actual premiums, taxes, bonuses, survival benefits and maturity values depend on the policy, current LIC rates and applicable terms.

Money Back Payout Schedule

Your selected plan's scheduled survival/maturity payouts
SOURCE SCHEDULE
Choose a plan to view the schedule—
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Frequently Asked Questions

The supplied source says all five are listed on the LIC site.
The supplied source says deferral is possible in some plans, such as Plans 748 and 732.
The source states a 30-day grace period and says the policy can become paid-up after the applicable period.
The supplied FAQ states that 80% of premiums are returned if death by suicide occurs within the first year, subject to policy terms.
The supplied FAQ states approximately 9% per annum, with the rate varying.
Age eligibility is plan-specific. The source calculator specifies ranges from children at age 0 for Plans 732/734 up to age 60 for Plan 748.
The source calculator starts with a plan base rate, applies an age factor and for Plan 748 also applies a term/PPT factor. It then produces yearly, half-yearly, quarterly and monthly estimates.
The source calculator requires at least ₹2,00,000 and requires the amount to be in multiples of ₹25,000.
It shows scheduled survival benefits as a percentage of Sum Assured and identifies the maturity payment at the end of the schedule.
It is a scheduled percentage of the Sum Assured payable during the policy term while the policy remains in force.
The schedule labels the final percentage payment as Maturity + Bonuses and separately adds an estimated bonus amount.
The calculator includes Plan 748 Bima Shree, Plan 720 New Money Back 20 Years, Plan 721 New Money Back 25 Years, Plan 732 New Children's Money Back and Plan 734 Jeevan Tarun.